- Health
- HSAs
Health Insurance
The choices now available to individuals are amazing. From a time when individual coverage was almost impossible to get to today where we have a wide variety of good products ranging from relatively low deductible plans to fully HIPAA compliant high deductible health plans that are not catastrophic only coverage.
There are some bad choices and plans to be sure. NASE, Alliance, MEGA, and plans that are built to protect the insurance company and not the consumer.
And there are good plans from reputable companies that do the right thing, protect you. Many times an easy way to at least get an idea if a plan is legitimate is to visit your State's Office of the Insurance Commissioners web site, in Washington visit http://www.insurance.wa.gov. If a company is not there it may be the first indication that something is not right.
Today the goal is to get you to the correct plan for you. To me that means the best value, cost versus benefits. We all want the same thing, great benefits at no or little cost. The reality is that benefits and protection come at a premium, let's work together to get that right for you. If you rarely use health insurance, a Health Savings Account may be best suited for you.